1. Click on the "SUBSCRIBE NOW!" button to sign up in minutes,
2. Choose your preferred subscription plan,
3. Make your first contribution via the unique payment gateway,
4. Complete the Know Your Customer (KYC) form for approval. (Approval takes 1 - 2 business days).
5. Upon Approval of "Join Request" your default login details shall be sent to you via email & SMS by Riby CoBanking. Please ALLOW DND to be able to get the SMS.
As a subscriber, you can track your contribution subscription, Top Up your Investment Contribution anytime and track the growth of your Returns via a secured Riby CoBanking dashboard on your mobile phone or computer device. You would also get regular updates by email and text messages on the progress of our business.
We use the contributed funds to;
Farming - Secure farm land, engage farm workers, plant seeds, insure farm produce and farm workers, complete a full farming cycle, harvest, sell harvested produce and cover logistics,
Trade - We purchase and trade agricultural commodities (buying low and selling high) with the funds contributed by our subscribers to generate profit shared as returns,
Lending - We sell a percentage of the funds contributed as micro-capital loans for interest on amount borrowed to subscribers who meet our loan requirements,
Dollar Investment/Reserve - We store our reserve funds in dollar dominated assets to hedge against inflation which serve as a liquidity reserve for our financial operations.
This is why our investment contribution to return tenor is between 6 - 12 months intervals.
To become oone of Africa's foremost microfinance institutions.
To facilitate wealth growth through profitable financial opportunities.
Growth | Sustainability | Impact
Earn up to 10% returns per annum on your SAVINGS by subscribing to our Savings Plan starting at N5000 monthly...
Earn up to 25% returns per annum by subscribing to our Investment Contribution Plan starting at N25,000/month